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MOOSE FINANCE / UK PROPERTY FUNDING

Personal mortgages

Explore first-time buyer mortgages, home mover mortgages and remortgages through specialist mortgage partners with Moose Finance.

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A mortgage shaped around your plans

Your home is a personal decision. Whether you are purchasing for the first time, moving to a different property or remortgaging, the starting point is understanding your income, commitments, deposit or equity and what you want to achieve.

First-time buyers

Bring clarity to your first purchase. Your mortgage partner can help you explore the borrowing options suited to your circumstances and explain the information needed to move forward.

Moving home

A new home can involve both an existing mortgage and a new funding requirement. Share your current position, the property you have in mind and your intended timescale so the relevant partner can review the options.

Remortgaging

Review your borrowing when your circumstances or current mortgage arrangements change. Your partner will assess suitable options, including the costs and implications of switching.

How personal mortgage enquiries work

Moose Finance connects clients with specialist mortgage partner firms. Any regulated mortgage advice and arranging is undertaken by the relevant authorised partner, who will confirm their identity, regulatory status and fees before you proceed.

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Finance is subject to status and lender criteria. Property used as security may be repossessed if repayments are not maintained.

MOOSE FINANCE LTD

Our role & disclosure

Moose Finance Ltd is not a mortgage or credit broker or lender and is not authorised or regulated by the Financial Conduct Authority. We connect clients with specialist partner firms. Mortgage advice and arranging are provided by the relevant appropriately authorised partner, not by Moose Finance Ltd.

The information on this website is general information only. Moose Finance Ltd does not recommend particular mortgage products, assess their suitability for you or arrange regulated mortgage contracts.

Before passing your enquiry to a partner firm, we will identify that firm and explain its role. Where relevant, we will disclose any group relationship, referral fee or commission we receive from that firm and any other reward or benefit. Where an amount cannot yet be calculated, we will explain the basis of calculation.

The partner firm is responsible for its advice, product recommendations and arranging services, and will provide its own regulatory and fee disclosures. Finance is subject to status, affordability where applicable, valuation and lender criteria. An enquiry is not an application, a recommendation or an offer of finance.

Website terms & responsibility

These terms explain the use of this website and the scope of an initial enquiry. Any separately agreed services will have their own terms, identifying the business providing them, the work to be carried out and any charges.

Partner services

Partner firms and lenders are responsible for their own advice, suitability assessments, applications, lending decisions and contractual obligations. Their services are provided under their own terms. A connection through Moose Finance Ltd does not make Moose Finance Ltd a party to your mortgage or loan agreement, or give us authority to bind a partner or lender.

We do not assume a partner's or lender's obligations simply because we connect you with them. We remain responsible for our own acts and omissions and for any duties the law places on us. This includes exercising reasonable care and skill in any service we agree to provide.

No guarantee of funding

We do not guarantee approval, a particular rate, the lowest price, a completion date or a funding outcome. Lender decisions depend on their criteria and checks. Do not incur non-refundable costs or make commitments in reliance on funding being available before the relevant lender has confirmed its offer and conditions.

Information and fees

Website information is general and is not a personal recommendation, valuation, mortgage offer or legal or tax advice. Tell us if information in your enquiry changes. Before proceeding, review the receiving firm's advice, product terms, fees and regulatory disclosures. Any Moose Finance Ltd fee must be explained and agreed before chargeable work begins; relevant partner payments or commissions will be disclosed as described above.

Liability and your rights

A loss caused solely by a partner's independent conduct is a matter for that partner; this does not remove any separate responsibility we have for our own conduct. These terms do not exclude or limit liability for our fraud or fraudulent misrepresentation, death or personal injury caused by our negligence, or any liability or consumer rights that cannot lawfully be excluded or limited.

Submitting an enquiry does not oblige you to accept finance or a partner's services. You can raise concerns about our conduct using the enquiry form or by replying to our correspondence. Complaints about a partner's service should be raised with that firm, without affecting any rights you have against us.

MOOSE FINANCE LTD

Your privacy

Moose Finance Ltd uses the contact details and project information you provide to respond to your enquiry and discuss your funding requirements. Processing is necessary to take steps at your request before entering into a contract, or for our legitimate interest in responding to business enquiries.

When email delivery is enabled, your enquiry is validated by our website server, then sent securely from your browser through Web3Forms, our form delivery provider, to our team's private email inbox. Web3Forms processes data using international infrastructure and may retain submissions under its privacy policy. Read the provider's privacy policy. We keep correspondence only for as long as needed to deal with your enquiry and meet relevant record-keeping obligations.

Before passing an enquiry to a specialist partner, we will identify that firm and explain its role. We do not sell enquiry details or use them for unrelated marketing.

You can ask to access, correct or delete your personal data, or raise a privacy concern, by using this enquiry form or replying to our correspondence. You may also complain to the Information Commissioner's Office at ico.org.uk.

This website does not use advertising trackers or analytics. The hosting and delivery providers may process technical connection information to deliver and secure the service. Our form uses hCaptcha to distinguish people from automated submissions; hCaptcha processes technical information for this security check. Read hCaptcha’s privacy policy.